DAO Governance and DeFi: What Token Voting Controls
Learn how DAO governance works, how delegation and quorum shape voting power, and what token holders control in protocols such as Uniswap.
Coverage
Fintech
Financial technology is changing who can build financial products, how those products reach customers, and where traditional financial services begin and end.
Fin Loom covers the businesses, technologies, economics, and infrastructure behind that shift.
What You Will Find Here
- Neobanks
- Financial apps
- Embedded finance
- Digital banking
- Lending technology
- Financial software
- Fintech funding
- Business models
- Company deep dives
- Fintech market data
Where Finance Meets Technology
A fintech company can look like a software company, a bank, a lender, a payments business, or all four at once. Funding rounds and app downloads do not settle which it is. We examine the business model underneath the technology.
Follow the Economics, Not Just the Innovation
A product can be popular without being profitable. A fast-growing fintech can still lean heavily on funding, interchange, lending spreads, or third-party infrastructure. Fin Loom looks at how the product works and how the business behind it makes money.
In numbers
Technology Spending in the U.S. Economy
Financial technology is one part of a much larger investment in information technology. This official series tracks what U.S. businesses spend on information processing equipment and software.
Official data
U.S. Investment in Information Technology
Private investment in information processing equipment and software ran at an annual rate of $1,646 billion in Q2 2026, compared with $668 billion in Q1 2015. The figures are not adjusted for inflation.
- Latest, Q2 2026$1,646 billion
- Q1 2015$668 billion
Source: U.S. Bureau of Economic Analysis, Gross Domestic Product. Series: Private fixed investment in information processing equipment and software (A679RC1Q027SBEA), billions of dollars, seasonally adjusted annual rate, retrieved from FRED on October 3, 2026. Latest figure: Q2 2026. The source agency revises these figures.
View the numbers
| Period | Billions of Dollars |
|---|---|
| Q4 2015 | $690 billion |
| Q4 2016 | $728 billion |
| Q4 2017 | $796 billion |
| Q4 2018 | $840 billion |
| Q4 2019 | $857 billion |
| Q4 2020 | $918 billion |
| Q4 2021 | $1,017 billion |
| Q4 2022 | $1,095 billion |
| Q4 2023 | $1,143 billion |
| Q4 2024 | $1,236 billion |
| Q4 2025 | $1,495 billion |
| Q2 2026 | $1,646 billion |